Legal notice
Website:
The website at www.ca-leasingfactoring.com is published by :
Crédit Agricole Leasing & Factoring
a limited liability company (société anonyme) with capital of €195,257,220.
Registered office :
1-3 Rue du Passeur du Boulogne
92861 Issy-les-Moulineaux Cedex 9
France
telephone +33 (0) 1 43 23 70 00
Nanterre companies’ register number : 692 029 457
EU VAT (sales tax) number : FR 02 692 029 457
Crédit Agricole Leasing & Factoring is a credit company under French law registered under the Autorité de Contrôle Prudentiel (Direction des Agréments, des Autorisations et de la Réglementation - 61 rue Taitbout- 75436 Paris Cedex 09) and registered as an insurance brokerage company – Orias no. 07 030 220 (www.orias.fr).
Director of publications : Philippe Carayol, General Manager, Crédit Agricole Leasing & Factoring
Managing editor : François Rauch, General Secretary
Chief editor : Valérie Carlet, Head of Communications
Web hosting : Blue Acacia, 25 Rue de Maubeuge, 75009 Paris, France, telephone +33 (0) 1 56 43 32 00
Contact : Webmaster/Sally Perdrizet: contact@ca-lf.com
Website conception and design : Blue Acacia, 25 Rue de Maubeuge, 75009 Paris, France, telephone +33 (0) 1 56 43 32 00
The publisher undertakes to respect all laws concerning the implementation and activity of a website.
Legal notice
The website at www.ca-leasingfactoring.com is intended for the provision of information. Persons accessing this site and the information it contains accept the terms and conditions of use outlined below.
Terms and conditions for accessing and using this website
This website is subject to current French laws and regulations, and to the following conditions of use.
This website is intended to provide information for its users, whether clients or non-clients of Crédit Agricole Leasing & Factoring.
The majority of the contents and services provided on this website are published in both French- and English-language versions. In cases of litigation, only the French-language version will be legally valid.
This website is accessible 24 hours a day, seven days a week, except in cases of circumstances beyond our control, action(s) by third parties and/or maintenance work and/or actions necessary to ensure the proper functioning of the website.
Users are reminded that the confidentiality of communications cannot be guaranteed on the Internet, and that it is the responsibility of each user to take all appropriate measures to protect their own data and/or equipment and/or software.
Information provided on this site
The content of this website is provided for information purposes, and may be subject to alteration without notice.
None of the information given on this site is to be regarded as an offer, or solicitation of an offer, of products or services on the part of Crédit Agricole Leasing & Factoring or any of its branches or subsidiaries.
Any person who wishes to procure one of the products or services described on this website, whether directly or via a hyperlink, is requested to contact Crédit Agricole Leasing & Factoring to ascertain the availability of the product or service in question and the contractual terms and charges applicable.
Access to the products and services described on this website may be liable to restrictions in relation to certain countries or individuals. Crédit Agricole Leasing & Factoring will not provide an individual with any product or service described on this site if such provision is forbidden by the laws or regulations of his/her country of origin or any other relevant country.
Crédit Agricole Leasing & Factoring in its capacity as publisher of this website does its utmost to offer good quality information and/or facilities to the website’s users.
Despite our endeavours in this regard, there is a certain level of risk inherent in electronic data transmission. Delays, omissions and inaccuracies may occur.
Crédit Agricole Leasing & Factoring is therefore unable to guarantee the accuracy, reliability or completeness of the information given on this website, and cannot be held liable for any errors, unavailability of information or updates, inaccuracies and/or computer viruses encountered during use of this website.
Crédit Agricole Leasing & Factoring also cannot be held liable in cases of misuse of the website on the part of the user or temporary unavailability of the site (in cases of circumstances beyond our control, maintenance period or technical difficulty of any kind).
Users are responsible for using the information provided on this website in a discerning and sensible manner. Website users themselves have sole responsibility for the use of information provided on this site and for any consequences which may result, including in relation to any decisions made or actions undertaken on the basis of such information.
Intellectual property
Crédit Agricole Leasing & Factoring’s website is to be regarded as an indivisible whole.
This website and all of its contents (including information, data, texts, sounds, images, designs, graphics, photographs and distinguishing features) are the exclusive property of Crédit Agricole Leasing & Factoring or its partners.
This website and all of its contents are subject to intellectual property laws, and are thereby protected against any unauthorised use, both by law and by these terms and conditions of use.
Displaying, copying (including downloading or printing) or sharing the contents of this website, in whole or in part, through any medium and by any means whatsoever, is thus expressly forbidden, EXCEPT :
- by prior written agreement with Crédit Agricole Leasing & Factoring, or
- for purposes of information and/or copies made for strictly private and personal use, provided that the user does not remove the relevant copyright notices or any other notices concerning intellectual property rights.
The downloading of software or other contents of this site, or copying them by any other means, does not confer any rights over them to the user.
It is forbidden, in whole or in part, to copy, transmit (electronically or by any other means) or modify this website, or to use it for public or commercial purposes, our to link to it, without the prior written authorisation of Crédit Agricole Leasing & Factoring.
It is also strictly forbidden to use or copy the name “Crédit Agricole Leasing & Factoring”, or any of the logos associated with that name, singly or jointly, for any reason and particularly not for advertising purposes, without the prior written agreement of Crédit Agricole Leasing & Factoring.
It is generally forbidden to copy, remove, re-use or modify, for any reason, any distinguishing feature belonging to Crédit Agricole Leasing & Factoring or to its parent company, sister companies or subsidiaries, without the prior written agreement of the owner of the distinguishing feature in question.
Failure to respect these restrictions will constitute an infringement liable to civil and/or criminal proceedings.
Protection of personal data
This website (www.ca-leasingfactoring.com) published by Crédit Agricole Leasing & Factoring has been lawfully declared to the French national commission on information technology and civil liberties (CNIL) in accordance with French law no. 78-17 of 6th January 1978 as amended by French law no. 2004-801 of 6th August 2004 applicable to information technology, data files and civil liberties.
Users of this website may provide Crédit Agricole Leasing & Factoring with personal data by completing forms or questionnaires contained on the site.
The data collected in this way will be managed, by automated or other means, according to French law no. 78-17 of 6th January 1978 as amended by the aforementioned law, and according to the conditions attached to each form or questionnaire.
Data management and purposes of data collection
Personal data are collected through this site by the website publisher Crédit Agricole Leasing & Factoring in its capacity as data manager. Personal data will be used for purposes of marketing and statistical research.
Nature of use and collection of data
Users of this website are not obliged to respond to all or part of the questions they will be asked on the site. The obligatory nature of some information is indicated by an asterisk. Failure to provide such data will render it impossible to process the user’s request.
Professional confidentiality
All data communicated in this way are protected by the code of professional confidentiality to which Crédit Agricole Leasing & Factoring is bound in accordance with article L 511-33 of the French monetary and financial code (Code Monétaire et Financier).
Exercise of users’ rights
In accordance with French law no. 78-17 of 6th January 1978 as amended by the aforementioned law, the users may, at any time, exercise their rights of access, communication, correction and refusal, by contacting :
Crédit Agricole Leasing & Factoring – Compliance Department
- By post : 1-3 Rue du Passeur du Boulogne, 92861 Issy-les-Moulineaux Cedex 9, France
- By email: bal_conformite_securite_financiere@ca-lf.fr
The user may, at any time, refuse to allow the communication of their data to third parties, or to the use of such data by the data manager for sales or marketing purposes under the conditions specified above.
If users choose to contact Crédit Agricole Leasing & Factoring by post, the postage costs will be reimbursed on request.
Data transfer
Users are advised that the data they communicate to Crédit Agricole Leasing & Factoring may be transmitted to persons or organisations located outside the European Union.
Use of data for marketing purposes
In accordance with applicable regulations, no marketing by telephone autodialling, email, SMS/MMS or fax will be conducted, nor will any data be leased or transferred for purposes of marketing by such methods, without the prior consent of the user in question to receive marketing communications by those methods and/or to the leasing of their personal data.
If a user agrees to receive such marketing communications by ticking the relevant boxes on this website, he may at any time withdraw his consent, subject to the conditions outlined above under the heading “Exercise of users’ rights”. Each marketing communication sent by the above methods will also provide users with the option to decline to receive any further such communications.
No marketing by email, post or non-autodialled telephone will be conducted unless the website user has been given the opportunity to refuse any such contact before final submission of their information (when giving details of their postal address and telephone number).
If the website user does not decline to receive such marketing communications by ticking or un-ticking the relevant boxes on this website, they may subsequently, at any time and without charge, exercise their right to decline, subject to the conditions specified under the heading “Exercise of users’ rights”.
Security
Crédit Agricole Leasing & Factoring is concerned to safeguard the quality and integrity of its website users’ personal data. Policies and technologies are in place to protect users’ personal data against any unauthorised access and/or improper use. The individuals who have access to such data are bound to respect the privacy of website users and the confidentiality of their data.
Crédit Agricole Leasing & Factoring will never send emails requesting website users to connect to their bank online or to provide confidential data (card number, PIN, etc.).
Hyperlinks and viruses
The presence on this website of hypertext links to other internet resources does not constitute any endorsement of those resources or their content, and does not entail any liability on the part of Crédit Agricole Leasing & Factoring as publisher of this website.
Users are expressly reminded that Crédit Agricole Leasing & Factoring has no control over, or responsibility for, links to external sites or the content of such sites.
Users who decide to access another site by means of a hyperlink do so entirely at their own risk. Crédit Agricole Leasing & Factoring therefore accepts no liability for any loss or harm suffered by the user as a result of their decision to access another site via a hyperlink.
Links can only be made to this website with the express prior authorisation of Crédit Agricole Leasing & Factoring, which reserves the right at all times to demand the removal of such links.
It is the responsibility of all users to take the necessary precautions to ensure that the website they have chosen to access is not infected with any virus or other type of malware. In no case will Crédit Agricole Leasing & Factoring be held responsible for damage caused as a result of the use of the Crédit Agricole Leasing & Factoring website or any other website linked to it.
Use of cookies
Users are advised that when they access this site some information may be temporarily stored in their computer memory or hard drive in order to facilitate site navigation.
Users of this site acknowledge that they have been informed of this practice and authorise Crédit Agricole Leasing & Factoring to make use of it.
Users acknowledge that they have been informed of the methods available to them to configure their web browsers to refuse cookies.
Disclaimer
The information contained on this site does not under any circumstances constitute a commercial offer of products or services. The contents of these webpages are distributed for information purposes only and do not entail any liability on the part of the publisher of the site.
Photo credits
The photographs used on this site are provided by Olivier Seignette© and Mikaël Lafontan©.
Pricing
Access to the Crédit Agricole Leasing & Factoring website is free, excluding the cost of internet service provision and telephone connections, which are invoiced directly by the service providers.
If you require any further details, please contact our webmaster: contact@ca-lf.com
