Board of directors


  • Jean-Jacques Calcat, Chairman of the Board of Directors of Crédit Agricole Leasing & Factoring, Chief Executive Officer of Crédit Agricole Nord Midi-Pyrénées Regional Bank
  • Laurent Bennet, Chief Executive Officer of Crédit Agricole Savoie Regional Bank
  • Alix Caudrillier, Head of Subsidiaries and Affiliates at Crédit Agricole S.A.
  • Laurent Chenain, Head of International Trade and Transaction Banking (ITB) CA-CIB
  • Meriem Echcherfi, Head of Strategy at Crédit Agricole S.A.
  • Christine Gandon, Chairman of the Crédit Agricole Mutuel Nord Est Regional Bank
  • Jean-Christophe Kiren, Chief Executive Officer of Centre France Regional Bank
  • Dominique Piot, Network Director of LCL Nord Ouest
  • Stéphane Priami, Deputy Chief Executive Officer of Crédit Agricole S.A. in charge of Specialised Financial Services and Chief Executive Officer of Crédit Agricole Consumer Finance
  • Guillaume Rousseau, Chief Executive Officer of Crédit Agricole Brie-Picardie Regional Bank


Executive committee

Hervé Varillon

Hervé Varillon, Chief Executive Officer of Crédit Agricole Leasing & Factoring

Hervé Varillon began his career at Deloitte as an auditor, then at Peat Marwick as a consultant.

After spending seven years in different market activity subsidiaries of BNP Paribas Group, he then joined Crédit Agricole Group and the leasing profession in 2003. He became Head of Finance of Crédit Agricole Leasing in 2005, and of Eurofactor in 2009. The same year, he was appointed as Head of Finance, IT and Organization of Leasing and Factoring business lines. In 2013, he became Deputy Chief Executive Officer in charge of Operations of Crédit Agricole Leasing and Factoring. In 2015, he was appointed Deputy Chief Executive Officer in charge of Development of the same entity.

Since 2016, Hervé Varillon was Deputy Chief Executive Officer in charge of Operations at Crédit Agricole Ile-de-France. He took up his duties as CEO of Credit Agricole Leasing & Factoring on 4 May 2020.

He is a former student of EM Lyon Business School and he holds a degree in chartered accounting.



Nomination Hervé Leroux

Hervé Leroux, Deputy Chief Executive Officer in charge of Development

After 8 years spent in the SOVAC / CREDIPAR group where he worked as a sales representative in the leasing sector and then branch manager, he joined the BNP Paribas Group in 1995 within BNP Paribas Lease Group where he held the position of Commercial Director Automotive and Leisure. In 2002, he became Marketing and Sales Director of Cetelem Automobile.

Hervé Leroux then joined Crédit Agricole Leasing in 2005 as Sales and Marketing Director for short business lines. In 2008, he joined Crédit Agricole SA as Director of Corporate, Institutional and Public Sector for Crédit Agricole Regional Banks.

His mission was to support business development in these segments in order to forge partnerships and commercial relationships with institutional and major clients. In 2010, he simultaneously became Head of Wealth Management, again at Crédit Agricole SA, where he was in charge of developing the Wealth Management business.

Since May 2015, he has been Deputy Chief Executive Officer of Crédit Agricole Val de France. Hervé Leroux holds a Master's degree in Economics (Paris XIII).



Frédéric Madalle

Frédéric Madalle, Deputy Chief Executive Officer in charge of Operations 

Frédéric Madalle has spent his entire career at Crédit Agricole. Starting at the Crédit Agricole South-East division in 1987, he continued his career at Crédit Agricole Alpes Provence and then Crédit Agricole Quercy Rouergue, occupying various positions within the Finance division up to that of Head of Finance and the Corporate Market from 1997 to 2002.

In 2002, he joined Crédit Agricole Île-de-France, where he was successively Regional Head of Sales, Head of Commitments and Risk Management, and then Head of Marketing and Communication.

In 2007, he was appointed as Deputy CEO of the Toulouse 31 Regional Bank, before joining Crédit Agricole Technologies & Services in 2009 as Deputy CEO. From 2012, he became CEO of Nexecur, stemming from regional company CTCAM, whose transformation he steered to make it a rapidly expanding national company recognised for its quality of service.



Maha Sefrioui, Head of Strategy, Marketing and Communication

Gabriel Orio, Head of Sales for France-based Networks

Véronique Rigal-Antonic, Head of Factoring Customer Relations

Arnaud Collomb, Head of Permanent Control and Risks

Clément Dudouet, Head of Information Systems and Digitization

François-Xavier Lucht, Head of Operations, Remarketing and Commitments 

Eugénie Aurange, Head of Human Resources and Organisation

Valérie Philippe, Head of Finance, Litigation and Legal Affairs

Christine Delamarre, Head of Energy and Territories Financing