Our CSR approach


FReD, a Group index that guides us

FReD is the steering system of Crédit Agricole Group's CSR approach, in which Crédit Agricole Leasing & Factoring participates.
Participatory and scalable, FReD is a continuous, engaging and demanding approach for improvement: each year, action plans are defined and indicators of progress are measured. 
It is based on three benchmarks that meet the three dimensions of sustainable development: 

  • FIDES : building confidence;
  • RESPECT : respect of employees;
  • DEMETER: respect of the planet.


Crédit Agricole Leasing & Factoring Gender Equality Index

All companies with at least 50 employees are required to calculate and publish their gender equality index every year on the 1st of March.

This new index, derived from the "Professional Future" law of September 5th 2018, measures the company’s "level of results" on a scale of 100 points. In 2021, Crédit Agricole Leasing & factoring published a score of 98/100, which is the result of its commitment over the past years to promoting professional equality between women and men through concrete, regular and targeted actions. 
A remarkable "level of achievement" which we welcome, increased by five percentage points over one year.

The gender equality index corresponds to the sum of the company’s results for each of the following five indicators:  


IndicatorsPoints Total Points
1. Gender pay gap3840
2. The difference in rates of individual pay rises2020
3. The difference in promotion rates1515
4. The percentage of employees who received an increase within a year upon returning from maternity leave1515
5. The number of under-represented gender employees among the top ten paid employees1010

To go even further, CAL&F has made gender equality a major objective of its Company Project, through its human and societal pillars. CAL&F is convinced that the principle of equality between women and men must be applied throughout the career path. The company is continuing its efforts in this area, with a view to achieving exemplary professional gender equality.