Undisclosed in-house factoring

Looking to increase your financing capacity and keep control over your business relationships?

Eurofactor, the brand Crédit Agricole Leasing & Factoring specialised in factoring, offers undisclosed factoring for SMEs and MSEs with structured organisation for accounts receivable management.

Finance your recurring OPEX needs with complete confidentiality thanks to undisclosed factoring 

With undisclosed in-house factoring from Crédit Agricole Leasing & Factoring, you finance your cash-flow needs⁽¹⁾ while retaining control of dunning.

Our services include:

• financing of your invoices issued to your customers located in France and abroad 
• cover against the risk of insolvency⁽²⁾ of your customers

Absolute confidentiality

By choosing undisclosed in-house factoring from CAL&F, you keep your structural organisation as well as complete control of your business relationships.

We guarantee you confidentiality for factoring transactions with regard to your business partners through the use of a dedicated collection account.

Flexible short-term financing

We finance your invoices within 24 hours⁽³⁾, and you manage your financing requests directly online based on your needs.

You manage your contract 24/7 online on Eurofactor Online site or via your dedicated mobile app.

An SMS alert service notifies you of any events regarding your contract.

Secure accounts receivable

With undisclosed in-house factoring from CAL&F, you secure your commercial transactions and reduce the risk of unpaid debts.

We inform you about the financial health of your prospects and you are 100% covered⁽⁴⁾ against the risk of insolvency⁽²⁾ of your customers.

How does undisclosed in-house factoring work?

1. You issue your invoices to your customers.
2. You send your invoices to CAL&F.
3. CAL&F finances and guarantees⁽²⁾ the invoices.
4. You handle dunning yourself.
5. Your customers pay the receivables by bank transfer to a bank account dedicated to the factoring agreement, thus ensuring complete transaction confidentiality.

^{(1) Minimum threshold of €5M in turnover}

^{(2) Court-ordered insolvency}

^{(3) Subject to invoice compliance and compliance with contractual conditions}

^{(4) Up to the agreed approvals}